At Westover Capital, our client-centered values and guiding principles remain the same as the day the firm was founded over two decades ago by our President and CEO, Murray Sawyer. We strive to build long-term relationships to guide you and your family or organization through changing circumstances and life’s inevitable transitions.

If your financial circumstances are fairly straightforward, our team provides you with financial advice, tailored investment strategies, comprehensive tax planning and preparation, and highly personalized service. If, on the other hand, your situation is multi-layered and complex, we collaborate with all of your chosen professionals to create and manage solutions that work for you.

Westover aims to simplify your financial life and act as your personal advocate in all wealth matters. Our greatest satisfaction comes from working with multiple generations to achieve security and build a legacy that lasts for years to come.

Meet Our Team

Murray Sawyer, JD

Founder and CEO

University of North Carolina, Chapel Hill (BA)

Vanderbilt University (JD)


Murray Sawyer is Founder, and Chief Executive Officer of Westover Capital Advisors, LLC, an independent, privately-owned registered investment advisory firm exclusively focused on investment management, wealth management, and tax services. He is involved in all facets of the firm’s business and oversees day-to-day operations.

Murray has decades of estate planning, wealth management, and business experience. He practiced law for more than thirty years and was the founding and managing partner of Sawyer, Akin, and Herron, P.A. Understanding the challenges of small, family-owned businesses are part of his DNA too. He founded American Incorporators, Ltd, an incorporation and corporate filing service, in 1978. He remains its Chairman to this day. His daughter now manages and oversees its day-to-day operations, serving clients in all 50 states and around the world. His entrepreneurial bent didn’t stop with the founding of a law firm and small business.

Murray also founded Westover Capital Advisors in 1999. He is incredibly proud of our company, its culture, and Westover’s credentialed, professional, and trustworthy team. He believes that with every member working collaboratively, the firm enables its clients to achieve their investment management, wealth management, and tax planning objectives, not only for themselves but also for their future generations.

Murray has always been committed to philanthropy's transformative power to "do good."  He has endowed several tuition-assisted scholarships providing educational opportunities to deserving students - one to attend Tower Hill School, another his college preparatory school, Phillips Exeter Academy, a third for post-graduate education, awarded to a recent graduate of his college fraternity, and still another to his college alma mater, the University of North Carolina. He founded a family foundation, the Murray and Randy Sawyer Foundation, almost a decade ago.  It assists educational and social service organizations in his community. He also serves as a Trustee of the Ellice and Rosa McDonald Foundation.

Murray is a former President of the Rotary Club of Wilmington, a former President of the Lincoln Club of Delaware, a twenty-year Board member of the Pilot School, a school for children with learning disabilities. He is past Chair of the Board of Trustees of the University of North Carolina Libraries. He also was an elected local official, serving as a New Castle County Councilman in the 1980s. (Coincidently, before becoming a U.S. Senator, President Joe Biden also served as New Castle County Councilman.)

In his free time, Murray enjoys traveling the world as well as spending weekends on the Eastern Shore of Maryland with his wife, children, and grandchildren.

Westover Capital Advisors - Chip Sawyer

Chip Sawyer, MBA, CFA®

Chief Investment Officer

University of North Carolina, Chapel Hill (BS)

Kenan-Flagler Business School, University of North Carolina, Chapel Hill (MBA)


As Westover's Chief Investment Officer, Chip is responsible for overseeing the firm's investment strategy and research. In addition, he works directly with private clients, endowments, and foundations to preserve and grow client assets while helping them achieve their investment and wealth planning goals.

Chip has more than 20 years of investment industry experience. Prior to joining Westover, Chip served as the principal research analyst at Tucker Capital Management in Durham, North Carolina, and as lead equity trader at Jurika & Voyles, a multi-billion dollar investment management company in Oakland, California.

Chip received both his Bachelors of Science in Psychology and a Master of Business Administration with academic honors from the University of North Carolina at Chapel Hill. Chip has been awarded the Chartered Financial Analyst (CFA®) designation from the CFA Institute.

Outside the office, Chip enjoys time both in the squash court and out on the golf course. He is an avid Tar Heels fan who loves nothing more than to attend as many games as he can with family and friends.

Chip is married with five children and is active in the community. He serves on the Board of Directors of First State Squash and as the Board Treasurer of the Christ Church Episcopal Preschool.

Westover Capital Advisors - Matt Beardwood

Matt Beardwood, CFP®

Director - Wealth Management

Hobart and William Smith Colleges, Geneva, New York (BS)


Matt Beardwood serves as Director of Wealth Management at Westover Capital. Matt’s primary responsibilities include oversight and delivery of wealth management advice. In addition, he manages the development and implementation of firm-wide initiatives, strategies and best practices to deepen and broaden Westover’s client base.

Matt received his Bachelors of Science degree in Political Science and a minor in Sociology from Hobart and William Smith Colleges in Geneva, New York. Matt has also attained the CERTIFIED FINANCIAL PLANNER (CFP®) designation from the Certified Financial Planner Board of Standards, Inc.

Matt has over 20 years of financial service and investment industry experience. Prior to joining Westover, Matt served as Business Development Director and Relationship Manager with Glenmede in Wilmington, Delaware. Prior to his position with Glenmede, he was Senior Vice President and Director of Wealth Management Sales for Valley Forge Asset Management.

Matt is an active member of the Wilmington community serving as Chair of the Board of Trustees of the Boys & Girls Club of Delaware, and Vice President of the Board of Directors of Mass for the Homeless, Inc.  Matt is a former Trustee of the Tatnall School (DE) and the Providence Country Day School (RI).  Matt also served on the investment committee of the Delaware Community Foundation.  Matt is an active Rotarian, having served as Director of the Rotary Club of Wilmington and Chair of the investment committee of the Rotary Club of Wilmington Educational Foundation.

In his free time, Matt enjoys golf and spending time with his wife and twin boys on the Southern Delaware Seashore.

Dennis Perdue, CPA

Director - Tax Services

University of Delaware, Newark, Delaware (BS)


Dennis Perdue is a Certified Public Accountant and serves as Westover Capital's Director of Tax Services. As an integral part of the Westover Capital wealth management team, Dennis offers comprehensive accounting, consulting, and tax services for individuals, families, small businesses, and foundations.

Dennis attended the University of Delaware and graduated with a Bachelor of Science in Accounting and a minor in Economics. He brings over twenty years of experience in public accounting to his new role.

Westover Capital - Dennis Perdue and FamilyPrior to joining Westover Capital, Dennis was a Partner at Whisman, Giordano & Associates LLC. Dennis was also a principal at Master, Sidlow & Associates, P.A. where he provided accounting services to clients in a variety of industries as well as high-net-worth individuals and privately-owned family businesses.

In addition to his role as a CPA, Dennis is a member of the Delaware Society of Certified Public Accountants and the American Institute of Certified Public Accountants. He has served on advisory committees of various charitable organizations and is active in various local and community organizations.

Steve Crifasi, CFP®, CTFA

Associate Director – Wealth Management and Business Development

Villanova University, Villanova, PA (BS)


Steve Crifasi is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and serves as the Associate Director of Wealth Management and Business Development at Westover Capital. Steve is responsible for providing tailored guidance to our clients to ensure they fulfill their wealth management goals. Steve works in partnership with his investment, tax and planning colleagues to understand our client’s goals and objectives while managing those relationships. Additionally, Steve is responsible for cultivating relationships within the community to enhance Westover’s reputation and grow the client base.

Steve is a graduate of Villanova University where he received his Bachelor of Science degree in Business Administration majoring in Finance. He earned the Certified Trust and Financial Advisor (CTFA) designation from the American Bankers Association.

Steve has over 15 years of experience in the financial services industry. He began his career as a research analyst at Penn Square Capital focusing on the equity and private real estate markets and spent over 13 years at Glenmede and Wilmington Trust as a relationship manager for high-net-worth clients.

In addition to his role at Westover, Steve is a member of the Delaware Estate Planning Council and Wilmington Tax Group. He has also served on committees for several local charitable and non-profit organizations in and around Wilmington, DE.

Westover Capital Advisors - Jennifer Reichner

Jennifer Reichner

Client Services Director


As Westover’s Client Services Director, Jenn serves as a vital connection with our clients. She has held this crucial role for nearly two decades, having joined the firm in 1999.

Jenn helps ensure that the entire Westover client experience is as smooth and easy as possible. She is reliable and dependable ensuring that our clients’ needs are met on a daily basis.

Westover Capital Advisors - Jenn Reichner FamilyOriginally from the Sunshine State, Jenn returned to Delaware to be closer to her family and friends. She is married with four children.

Jenn is passionate about helping others, whether at work, at home, or through her non-profit work with Hope Street, an organization dedicated to addiction services and advocacy in Delaware.

Kelly Doran

Client Relations - Investment Services Administrator

Pratt Institute, Brooklyn, New York (BFA)


Kelly serves as Westover’s Client Relations and Investment Services Administrator. In addition to providing our clients and team with exceptional support, Kelly leads internal projects and offers crucial support to Westover’s operations and compliance programs.

Kelly received her Bachelor of Fine Arts degree from Pratt Institute in Brooklyn, New York, focusing on sculpture. Before joining Westover Capital, Kelly spent six years as a Trust Administrative Assistant with the Rockefeller Trust Company of Delaware.

Kelly resides in New Jersey with her husband and two rescue dogs. When away from the office, she enjoys hiking, camping, and disc golf on the weekends. Kelly volunteers every Sunday at The Salem County Humane Society, aiding with the care and socialization of cats and dogs.

Sawyer Chilton

Client Relations - Investment Services Administrator

Washington College, Chestertown, Maryland (BA)


As a vital member of Westover's client service team, Sawyer works directly with clients to ensure their needs are met while providing administrative support to her teammates and colleagues.

Sawyer received an academic scholarship and played field hockey and lacrosse at Washington College in Chestertown, Maryland. Sawyer graduated with a Bachelor of Arts degree in psychology. Before joining Westover Capital, Sawyer spent two years living in New York City and was the Executive Assistant to the President of Interaudi Bank.

Outside the office, Sawyer enjoys spending time on the Eastern Shore of Maryland with family and friends, living an active lifestyle, reading, and playing board games.

Commitment to our Community

Westover Capital and its employees recognize that success includes service to others. From non-profit donations to volunteering in the community, giving back is an important value that we hold true and put into action every day. We are proud to support these organizations with our own time, talent and resources.